The Lending Tree

Licensed UAE mortgage broker · since 2016

Your mortgage sorted - even the hard ones.

  • Free, no-obligation review
  • Salaried, self-employed & complex cases
  • From first question to final handover
4.7 on Google Since 2016 · 20+ partner banks

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4.7

on Google

Since 2016

Licensed UAE broker

20+

Partner banks

Every case

Simple to complex

Our offering

What The Lending Tree offers you.

  • Rates From 3.50% p.a.

    We compare 20+ banks to find the lowest rate you actually qualify for.

  • Buyout at Zero Cost*

    Switch your mortgage to a better rate - valuation fees refunded by partner banks.*

  • Non-Resident Loans up to AED 25M

    Living abroad, buying in the UAE? We arrange financing for non-residents.

  • Equity Release, Paid to Your Account

    Unlock the value in a property you already own, released through your bank.

  • Your Mortgage, Sorted - Even the Hard Ones

    Self-employed, complex income, or declined before? That's what we do best.

Indicative rates

Rates from 3.50% p.a.

That's where our best current rates start. The rate you get depends on your profile, your property and the bank - and finding the lowest one you qualify for, across 20+ banks, is exactly our job. Tell us your situation; we'll tell you your number.

Indicative · subject to eligibility and final bank approval · rate current as of July 2026.

How it works

From "where do I start?" to keys in hand.

  1. Tell us your situation

    A few details, 60 seconds. No documents yet.

  2. We find your bank

    We compare 20+ banks and prepare your case the way the right lender needs to see it.

  3. Approval & closing

    Pre-approval, valuation, final approval - we handle it end to end.

Good to know

Your mortgage questions, answered

How much can I borrow?

More than most people expect - residents can finance up to 85% of the property value. Your exact number depends on your income, the property and the bank. Share a few details and we'll tell you yours.

I'm self-employed / my income is complex - is that a problem?

It's what we're best at. Salaried, self-employed, rental or overseas income - the trick is knowing which bank accepts which profile, and presenting yours the right way. Let's look at your case.

I was rejected before. Can you help?

Usually, yes. A rejection is almost always a file-structure problem, not a you-problem - and it's fixable. Tell us what happened and we'll find the angle the last broker missed.

What does using a broker cost me?

We're upfront about any fees before you commit - no surprises. Most clients find what we save them on rate far outweighs it.

I'm a non-resident with no UAE income - can a mortgage still be done?

Often, yes - non-residents are one of the profiles we place most. It comes down to how the case is built and which banks are open to your situation. Tell us a little about yourself and we'll tell you what's possible.

Real customers

Real clients. Real reviews. 4.7 on Google.

Read all reviews on Google
  • Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. Communication was clear, response time was excellent, and overall the transaction moved exactly as it should. Highly recommended.

    Hemza Becetti · Verified Google review

  • I had an excellent experience securing my home loan through The Lending Tree Commercial Brokers L.L.C, especially working with Jotinder S. Sidhu. From start to finish, the entire process was smooth, transparent, and handled with a high level of professionalism. Jotinder is extremely knowledgeable and guided me through every step, making what can often be a complex process feel simple and stress-free.

    Farookh Mohammed · Verified Google review

  • I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation and selecting the right mortgage.

    Lekha Gupta · Verified Google review

  • We had a great experience working with Ahmed Coush on our mortgage application. The entire process was smooth and well-managed from start to finish. Ahmed was proactive, always taking the lead and following up on every concern promptly. Highly recommended for anyone looking for a reliable and supportive mortgage consultant.

    Binoj Gurung · Verified Google review

Hear from clients we've helped.

Watch client reviews on YouTube

We compare offers from 20+ partner banks, including:

  • Emirates NBD
  • Dubai Islamic Bank
  • Mashreq Bank
  • Commercial Bank of Dubai
  • Emirates Islamic
  • ADCB
  • First Abu Dhabi Bank
  • ADIB
  • Al Masraf
  • National Bank of Fujairah
  • Sharjah Islamic Bank
  • Ajman Bank
  • RAKBANK
  • HSBC
  • Standard Chartered
  • Bank of Baroda
  • & many more

Ready to find out where you stand?

Get a free, no-obligation assessment - or talk to an advisor now.

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Takes ~60 seconds

What can we help with

What can we help with? (please choose)

Your residency

Your residency? (please choose)

Your name and contact details

By submitting, you agree to be contacted about your enquiry and to our Privacy Policy and Terms.